Salt n' Fork - Simple tools. Real results.

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Finance & Money

The 3-Bucket System

Learn the complete system to stop living paycheck to paycheck and build real wealth.

3 Bucket Budget App

Privacy-first budgeting with automatic bank statement processing. Your data stays yours.

NIB Retirement Calculator

Estimate your NIB retirement benefits based on your earnings and contribution history.

Calculate Benefits

Freelance Rate Calculator

Find out what you actually need to charge. Account for taxes, time off, and billable hours.

Loan Payoff Calculator

See how extra payments shrink your loan term and save you money. Full amortization and comparison included.

Calculate Payoff

Food & Social

Salt n' Fork Eats

Discover restaurants across the Bahamas. Find your next meal with real recommendations.

Find Restaurants

Bill Split

Split bills, tips, taxes, and even birthday tabs with friends. Fair shares in seconds.

Rent Split

Split rent fairly when rooms aren't equal. Proportional shares based on size, with bathroom adjustments.

Bored?

Quick activities for 2, 5, or 10 minutes. Pick a category, beat boredom.

Find an Activity

One Question

Pick a vibe, get a question. Great for friends, dates, or family.

Tools & Learning

Cut List Optimizer

Optimize your woodworking cuts. Less waste, fewer boards, lower cost.

YouTube Discovery

Escape your algorithm bubble. Random videos by category and length.

Discover Videos

Decisions Decisions

Flip it, roll it, spin it — make every decision fun!

Make a Decision

It's Not Too Late

Start learning something today. Curated resources for picking up new skills at any age.

Build It

Plan backyard structures with 3D models, floor plans, and full materials lists.

Bahamas Law Search

Search Bahamian laws, court judgments, and building codes with plain-language AI explanations.

Website Widgets

Embeddable widgets you actually own. Calendars, menus, reviews, FAQs, pricing tables, and more. No monthly fees.

Resources We Recommend

Atlas LMC

A Bahamas-first lifestyle and property platform. Discover curated home selections, trusted services, and local support across the islands.

Job Reef Paycheck Calculator

Estimate your Bahamas take-home pay with NIB contributions, overtime, and deductions factored in.

Salt n' Fork is a growing collection of focused tools built for everyday life. Some solve financial problems specific to The Bahamas while others are useful anywhere. Each tool does one thing well. No sign-ups, no data collection, no clutter.